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Consumer Affairs In what could be a breakthrough ruling for victims of banking fraud, the financial ombudsman is to order a high street bank to repay an elderly couple who lost tens of thousands of pounds in a conveyancing scam. Its decision was based on what Lloyds knew about the fraudsters. The Kellys found out the money had been stolen the day before they moved to Exeter. They managed to borrow the money and complete as planned Credit: Jay Williams Banks are supposed to check the credentials of all customers when they open an account and to be especially vigilant when large sums are paid into or taken out of new accounts. Prof Kelly, 83 and Mrs Kelly, 82, are just two of many victims who have contacted Telegraph Money after being swindled out of life-changing amounts of money while in the process of buying a property. Luckily the couple were able to borrow the missing funds and move as planned.

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The President said Morales runs only after her enemies. In his speech before councilors from around the country in Mandurriao district, Iloilo City, on Wednesday night, Duterte said Morales left something untouched in the case and he would one day publicize information about it. May judges and lawyers and the entire gamut of the crowd sa gobyerno [in the government]. The Judicial and Bar Council has wrapped up its interviews of applicants for Ombudsman and is expected to send Duterte a shortlist.

Duterte earlier said he does not want another woman or a politician to take over the Ombudsman post. Meanwhile, Palace spokesman Harry Roque Jr.

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Winter Winter While we may not have been making many headlines the past few months, it has been a busy winter for our office! As we will demonstrate in our Annual Report, which we plan to release at the end of June, our work promoting transparency, accountability, and fairness never stops – even if much of it goes on without publicity or fanfare. From our referrals and helping citizens navigate bureaucracy, to submissions and consultations on policy development, to large-scale systemic investigations, we play a crucial role in driving positive change and enhancing governance all around the province.

We have surpassed 9, complaints about municipalities, universities and school boards since we began overseeing those sectors, in addition to thousands of provincial cases. Scores of complex files — especially those including challenging provincial, municipal, and educational issues – have been handled in a professional and collaborative manner by our staff, and most are resolved efficiently through referral or early resolution.

Our municipal open meeting investigations continue to provide the opportunity to promote transparency while building relationships with stakeholders, and later this year we will be launching a digital Digest of these cases. Our submissions and recommendations to improve policing and corrections were reflected in new legislation that will protect human rights and potentially save lives.

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Late December through Valentine’s Day is the busiest time of the year for dating apps and sites, according to Match. It’s sometimes called “cuffing season” — a nod to the idea that people want to find a serious relationship during the cold months. According to a Pew study conducted in , its most recent look at online dating, 59 percent of American adults say going online is a good way meet people — a 15 percent increase from a decade ago.

In fact, in , 15 percent of American adults used a dating app or website — a number that has likely increased in the years since the study. Clearly, Americans’ attitudes have changed about online dating.

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Susan Smuts, internal ombud Complaint Malete complains that Sunday Times has published allegations regarding her having watched pornography and surfing an online dating site which have racked up her cellphone bill at the college by hundreds of thousands of rands — without obtaining the necessary forensic evidence from the principal Mr Joe Chiloane , or from the Department of Higher Education and Training to this effect. She argues that the newspaper was not justified to publish the allegations without any proof.

The newspaper responds Smuts says the newspaper is surprised at the complaint because the day following publication, Malete told the reporter she was happy with the article. The internal ombud concludes that public funds were at stake, which constituted a clear public interest. Analysis It is not up to a newspaper to produce evidence of an allegation such as this one before publishing it — the evidence Malete is looking for has to come from the investigation that was taking place.

She cannot expect the newspaper to be the messenger as well as the judge of matters. There are hundreds of precedents where the media report on allegations that are under investigation.

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Share via Email The UK dating industry has no independent regulator, and its code of practice is industry-run and voluntary. But the online agency refused to accept the relationship was over. In the case of Match. The Observer has been contacted by about 60 Match. Kayleigh Letheren from Llanelli in Wales found a partner on a rival dating site halfway through her six-month Match. That was in

See Also: Advocacy/Ombudsman Volunteer Opportunities, Constitutional Law, Crime Victim Accompaniment Services, Discrimination Assistance, Hate Crimes Prevention, Hate Crimes Reporting, Human Rights Groups, Human Rights Issues, International Human Rights Programs, Legal Counseling, Organizational Advocacy Program Development, Racial Profiling.

The Office of the Ombudsman filed Thursday four counts of graft, nine counts of falsification of public documents and one count of malversation charge against Binay for awarding the phases 1, 2 and 3 of the construction of the carpark building without proper public bidding. The younger Binay was already charged with two counts of graft and six counts of falsification for the 4th and 5th phases of the project last February.

The cases against Binay Sr. The charge sheets stated that the graft and malversation cases against the former vice-president partially resulted from certain circumventions in the Government Procurement Reform Act. The Ombudsman’s accusations stated that Binay Sr. They also allegedly falsified the abstract of bids and post-qualification reports, and even came up with fake resolutions which declared Hilmarc’s as the lowest bidder.

The Ombudsman also questioned the payments made to involved companies despite deficiencies in the required supporting documents. Moreover, anomalies were found after the city awarded the project to MANA despite the company’s failure to submit the plan and specifications for the building construction, as stated in the contract. A government special audit earlier said the building was overpriced by P1 billion. A total of P , was the recommended bail for Binay Sr.

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If we are able to resolve things straight away and to your satisfaction, we will send you a short letter of confirmation. Where we need to look into the matter in more detail we’ll send you an acknowledgement letter within five working days. This will explain what will happen next and when you can expect to hear from us again. When we’ve completed our investigation, we’ll send you a full written response.

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Celeste and Hui Ong cashed out of their restaurant rating startup in after telecom giant Optus acquired the business, with the two continuing to head up the operation for the company for three years after the acquisition. In , Eatability shut down. After taking some time off with their feet up, the two began to ruminate on what their next venture could be, with Celeste saying the lightbulb moment came after she found herself speaking with a number of her single friends about the perils of online dating.

For those not up to speed with online dating lingo, catfishing is where users are lured into meeting people through fake online personas, and ghosting is where individuals suddenly and aggressively cut off all contact after meeting up with or speaking to someone for a period of time. Both of these problems are rampant in the world of online dating, with big-name services such as Tinder and Bumble unable to do much to combat these unique problems.

Naturally, the founding duo saw the gap in the market and decided to use their smarts from running Eatability for 10 years to develop a solution.

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October 10, , 4: Binay added that similar written statements are expected against other councilors. They learned that I have received credible information on their nefarious activities, so they opted to create political drama as a smokescreen. Ginagamit nila ang mabuting pangalan ng aking ama na si former vice president Jojo Binay para mapagtakpan ang kanilang mga maling gawain. They learned that I ordered an investigation about their ghost employees.

The Ombudsman will listen to your inquiries, complaints, and issues, review the information you provide, and help identify procedures, options, and resources. The Ombudsman is also available to clarify certain SEC decisions, policies, and practices, and serve as an alternate channel of communication between retail investors and the SEC.

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The FTC has tips to help your company comply with the law. Is your company complying? Contracts that prohibit honest reviews, or threaten legal action over them, harm people who rely on reviews when making their purchase decisions. But another group is also harmed when others try to squelch honest negative reviews:

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Isang pagbabalik-tanaw sa mga kontra-mamamayan, kontra-kawani, kontra-guro at kontra-mag-aaral na mga patakaran ni Presidente Alfredo E. To accumulate more capital to sustain its insatiable greed for surplus profits, neoliberal reforms have been destructive of the environment, human relationships, and the moral fabric. Neoliberal capitalism, under US leadership, has mobilized international financial institutions —notably the World Bank and International Monetary Fund and its allied institutions— to coerce countries around the world to dismantle necessary public subsidies to basic social services such as health care, education, housing, and pensions.

Neoliberal aversion to state intervention has led to privatization of government assets, deregulation of basic services, and the commercialization of public services once offered by the state. At the behest of neoliberal reforms, the Philippine government through the Commission of Higher Education CHED and Department of Education DepEd , has implemented policies that advance further the neoliberal accumulation by dispossession.

The main goal of this reform is, of course, to subject higher education to market forces by gradually decreasing state support, encouraging more private investments in education, and redefining the curriculum to make higher education investment-friendly, and to cater to the needs of transnational companies both locally and globally. The current rhetoric of internationalization of higher education is just a veneer to conceal the underhand maneuvering of the state to use education to peddle its graduates in the global labor market.

Neoliberal reforms of Philippine higher education compel private and public universities to compete fiercely for world ranking and in attracting foreign students.

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